Gambling is entertainment. At ar99, we are committed to making sure it stays that way for every Pakistani user on our platform. This page brings together all the tools, information and support resources you need to keep your gaming experience healthy, informed and within your personal limits.
ar99 is an English-language online gaming information and entertainment platform built specifically for Pakistani users. We cover sports betting — cricket, PSL, T20 internationals, football, UFC — as well as live casino, slots and table games. And from day one, responsible gambling has been at the heart of how we operate, not an afterthought tucked away in a footer link.
The reality is that most people who gamble do so safely and within their means. They enjoy the PSL playoffs with a small wager on their favourite team, or spend a relaxed evening on a few spins. For the vast majority, gambling is exactly what it should be: a leisure activity chosen freely by an informed adult.
But gambling can become a problem for some people, and when that happens, the consequences reach far beyond the individual — affecting families across Karachi, Lahore, Islamabad, Rawalpindi, Peshawar and every other city in Pakistan. ar99 takes that seriously. We do not present gambling as a route to financial independence, a shortcut to wealth, or a skill that can reliably beat the house. We present it as entertainment — with clear tools available when you need to step back.
If gambling is affecting your finances, mental health, relationships or daily responsibilities, please use the tools and resources on this page. You do not need to wait until things feel serious — reaching out early is always the right call.
Pakistani Legal Context: Online gambling is legally complex in Pakistan under the Prevention of Gambling Act, 1977 and related provincial legislation. ar99 does not hold a licence issued by any Pakistani government authority. Nothing on this page constitutes legal advice. Pakistani users are solely responsible for ensuring their participation complies with all applicable local laws.
ar99 is strictly for adults aged 18 and over — or the higher minimum age required by the operator's licence jurisdiction. We do not permit access by minors under any circumstances. Age verification is carried out as part of our KYC process.
Need help right now? Contact our support team at [email protected] to request a self-exclusion, set a deposit limit or close your account. We respond in plain English and treat all requests with complete confidentiality.
These tools are available to all registered ar99 users. You can activate them at any time through your Account settings or by contacting our support team directly.
Set a maximum amount you are willing to deposit over a daily, weekly or monthly period. Once your limit is reached, no further deposits are accepted until the period resets. Limits can be reduced immediately; increases take effect after a 24-hour cooling-off period to prevent impulsive decisions.
Define the maximum net loss you are comfortable with per session, day, week or month. When your cumulative losses reach your chosen threshold, your Account is automatically restricted from further play until the relevant period ends. This is one of the most effective tools for staying within budget.
Configure timed alerts that notify you when you have been playing for a set duration — for example, 30 minutes, 1 hour or 2 hours. Time alerts are a simple but powerful way to stay aware of how long you have been on the Platform, particularly during late-night sessions.
Reality check notifications appear at regular intervals during active play, displaying a summary of your session — how long you have been playing, your net position and current balance. These prompts give you a clear, factual picture of your session and invite you to decide whether to continue.
If you want a short break from gambling without permanently closing your Account, a cool-off period lets you temporarily suspend access for a chosen duration — 24 hours, 3 days, 7 days or 30 days. During a cool-off, you cannot log in, deposit or wager. The restriction cannot be reversed before it expires.
Self-exclusion is the most comprehensive player-protection tool available. You can request exclusion for a minimum period of six months, or permanently. During self-exclusion, your Account is fully suspended — you cannot access it, deposit, bet or receive promotional communications. Contact [email protected] to activate self-exclusion at any time.
Setting personal limits is not a sign that something is wrong — it is a sign of a healthy, structured approach to gaming. Many responsible players set deposit limits as a matter of routine, the same way a household budget sets a weekly entertainment allowance.
The table to the right summarises the main limit types available on ar99, how quickly they take effect and how they can be changed. As a general principle, protective reductions take effect immediately, while increases require a cooling-off period to prevent decisions made in the heat of the moment.
If you are unsure which limit type suits you best, or need help setting one up, our English-language support team is available at [email protected].
| Limit Type | Period Options | Effective On Reduction | Effective On Increase |
|---|---|---|---|
| Deposit Limit | Daily / Weekly / Monthly | Immediately | After 24 hours |
| Loss Limit | Session / Daily / Weekly / Monthly | Immediately | After 24 hours |
| Session Time Reminder | 30 min / 1 hr / 2 hr / Custom | Immediately | Immediately |
| Cool-Off Period | 24 hr / 3 days / 7 days / 30 days | Immediately | Cannot reverse early |
| Self-Exclusion | 6 months / 1 year / Permanent | Immediately | Minimum period must expire |
Note: All limit settings and self-exclusion requests must be submitted via your Account settings panel or directly to our support team. ar99 processes all responsible gambling requests as a priority. During any active restriction period, promotional communications relating to gambling will be suspended for your Account.
Problem gambling rarely starts with a dramatic incident. It develops gradually, often unnoticed, until it is affecting daily life. The warning signs listed here apply to gamblers in Pakistan just as they do anywhere else — and recognising them early makes a significant difference.
You do not have to identify with every sign on this list. If even one or two resonate with your current situation, it is worth pausing and considering whether your gambling habits are serving you well.
Honest self-reflection is not comfortable — but it is far more manageable than waiting until the problem is larger. Reaching out to support is a strength, not a weakness.
Chasing losses. Continuing to play or increasing bet sizes specifically to win back money you have already lost, rather than for entertainment.
Gambling beyond your means. Spending more than you can afford to lose — including using money earmarked for household expenses, rent, groceries or family needs.
Preoccupation with gambling. Spending significant mental energy thinking about gambling — past sessions, future bets, PSL match odds — even when you are not actively playing.
Failed attempts to cut back. Repeatedly deciding to gamble less or stop entirely, then finding yourself back on the Platform despite your intention.
Concealing gambling from family or friends. Hiding the amount you gamble, how often you play, or how much you have won or lost from people close to you.
Gambling affecting other responsibilities. Missing work, neglecting family time, or losing interest in other activities — cricket, friends, hobbies — because gambling is taking priority.
Borrowing money to gamble. Seeking loans, using credit facilities, or borrowing from family members to fund gambling activity rather than personal emergencies.
Gambling to escape stress or negative emotions. Using gambling as a coping mechanism for anxiety, depression, work pressure or family difficulties rather than for entertainment.
These questions are not a clinical diagnostic tool. They are a prompt to help you reflect honestly on your current relationship with gambling. If you answer "yes" to several of these questions, we encourage you to use one of our support tools or reach out for help.
Have you ever spent more money on gambling than you originally planned for that session?
Have you gambled with money you needed for essential expenses — bills, rent, food or family?
Have you tried to win back money you have lost by continuing to bet after a losing streak?
Have you felt restless, irritable or anxious when trying to reduce or stop gambling?
Have you lied to, or deliberately hidden gambling activity from, a family member or close friend?
Has gambling negatively affected your work, studies, household responsibilities or relationships?
Do you find yourself thinking about gambling frequently, even when you are not playing?
Have you borrowed money or sold possessions to fund gambling, or to repay gambling debts?
If you answered "yes" to two or more of these questions, it may be worth considering a break. Use ar99's self-exclusion or cool-off tools, or contact our support team at [email protected] for a confidential conversation about the options available to you.
Problem gambling does not affect only the person placing the bets. Spouses, parents, children and close friends in Pakistan — and everywhere else — often carry a significant emotional and financial burden when a family member struggles with gambling.
If you are concerned that someone close to you has a gambling problem, here are some steps that can help:
If you are a family member of an ar99 registered User and have serious welfare concerns, you can contact us at [email protected] with relevant details. We treat all such communications with confidentiality and sensitivity.
ar99 strongly encourages any user who believes gambling may be becoming a problem to seek professional support. The following types of resources are widely available internationally and may be accessible to Pakistani users:
Mental health support lines operated by recognised health organisations can provide initial guidance for gambling-related distress. Seek local mental health resources available in your city or province.
Cognitive behavioural therapy (CBT) is widely recognised as an effective treatment for problem gambling. Licensed counsellors in Karachi, Lahore, Islamabad and other major Pakistani cities offer these services.
Gamblers Anonymous (GA) and similar peer-support programmes operate internationally and offer free, confidential support. Online and phone-based programmes are accessible from Pakistan.
Our own support team can help you activate any platform protection tools — self-exclusion, limits, account closure — via email at [email protected]. We respond in English and treat all requests with full confidentiality.
ar99 enforces strict age verification. No one under 18 — or the higher minimum age required by the operator's licence jurisdiction — may register, deposit or access any gambling feature on this platform.
ar99 operates a zero-tolerance policy toward underage access to gambling services. Every new Account registration requires confirmation of age and identity through our Know Your Customer (KYC) process, which may include submission of a valid CNIC or other government-issued identity document.
Where ar99 identifies or has reasonable grounds to suspect that a minor has accessed the Platform, the Account is suspended immediately, gambling access is revoked, and the personal data of the minor is deleted as quickly as technically feasible.
If you are a parent or guardian and believe a minor in your household has registered on ar99, please contact us immediately at [email protected]. We will treat your communication with urgency and full confidentiality.
We also encourage parents and guardians to consider using parental control software — widely available for Android and iOS devices commonly used across Pakistan — to restrict access to online gambling websites on devices shared with children or teenagers.
18+ only — or the higher minimum age required by the operator's licence jurisdiction. Passing the minimum age requirement does not make online gambling lawful in all jurisdictions, including Pakistan. Please check applicable local law before participating.
Explore the rest of the ar99 platform — our FAQ section, Terms & Conditions and About Us pages give you the full picture of how we operate and what commitments we make to every Pakistani user on this platform.